alternatively, you can notice the same type of problem from a different angle: "but" is nonsense in choice D.
this is something you can notice even if you DON'T figure out the intended meaning.
look at the main structure of choice D:
"[modifier] + a river is the focal point of urban life, BUT the river in San Antonio winds through the middle of the business district and xxxx."
there's no contrast here at all! we have [modifier] + "things are built around rivers" + BUT + "even more things are built around rivers".
you can see that this is nonsense even if you have no idea what the sentence SHOULD say.